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When it comes to home insurance you should first look at the coverage provided by the policy than to look at the premium rates. Some home insurance companies are too clever. They promise you adequate cover and charge a low rate of premium from you. When you make a claim for damage they try to reject the claim under one pretext or another. Therefore you should look at three factors before zeroing in on a particular home insurance policy. First of all select a home insurance policy that has all the features that you are looking for. The insurance policy should clearly state that it would provide adequate coverage against all the risks and damages that you wish to cover. The home insurance company should have an impeccable record of superb customer service. The rates quoted for the policy must be reasonable and low when compared with the quotes provided by other home insurance companies. As a resident of gainesville you could learn all the useful information regarding home insurance from the free guide on home insurance in gainesville. It is prudent to get equipped with as much information as possible before you decide to buy a gainesville home insurance.